Your HOA isn't above the law
The questions to ask
before you fight your HOA.
Plain-English articles on HOA disputes — fines, records requests, and hearings — that point you to the actual law, so you can understand your situation and decide your next move. Educational, not legal advice.
Latest articles
View all →Which Washington Laws Govern Your HOA?
Washington's WUCIOA (RCW 64.90) governs communities created on or after July 1, 2018; older ones use RCW 64.38, 64.34 or 64.32 plus some WUCIOA sections.
June 2, 2026 · 3 min read
Know Your LawVAWhich Virginia Laws Govern Your HOA?
Virginia's Property Owners' Association Act (§ 55.1-1800) governs HOAs and the Condominium Act condos, with a state Common Interest Community Board.
June 2, 2026 · 2 min read
Know Your LawNCWhich North Carolina Laws Govern Your HOA?
North Carolina's Planned Community Act (Ch. 47F) covers communities created on or after Jan 1, 1999, with a 20-lot exemption; condos fall under Ch. 47C.
June 2, 2026 · 3 min read
Know Your LawNYWhich New York Laws Govern Your HOA?
New York has no single HOA statute: condos run on RPL Art. 9-B, co-ops on corporate law and a proprietary lease, HOAs on the declaration and nonprofit law.
June 2, 2026 · 3 min read
Free tool
Is my HOA fine valid?
Answer a few questions about your violation notice and see how it compares to what your state's law requires before an association can fine you — with the statute quoted for each step. Free and state-specific.
What we cover
State law dictates how an HOA must give notice, hold hearings, levy fines, and turn over records. We translate it into plain English so you can see for yourself what the rules require.
Fines & Penalties
What an HOA can (and can't) fine you for, dollar caps, and when the statute says a fine may not hold up.
Records & Transparency
What the law says about inspecting association records — and the deadlines the statute puts on the board.
Defenses & Strategy
Selective enforcement, procedural defects, and how the law treats documentation in disputes.
Browse by state
All state guides →HOA rules are set by state law — what your board can fine you for, how fast it must produce records, and whether it can foreclose all depend on where you live. Find the plain-English guide for your state.
HOA laws by state: all 50 states side by sideFine limits, records deadlines, and hearing rules in one table, with every cell linked to the statute.Compare states →